Tag Archives: bubble up

Solar Power, Prizes, Clean Water And Billionaires

” A Pale Green Mermaid Blog “

Clean power and clean water are two of the biggest problems that the world faces with the population  expanding over the earth.

If we were able to put a man on the moon, then we collectively can surely figure out a way to produce both innovations.  Since all the $ is at the top (recently created billionaires ) they as a group or individually, can offer monetary prizes to any individual that invents a way to-

process undrinkable water so it is clean

or make solar power a more consistent and inexpensive product.

Now, how can they do this without losing money but, as an added plus,  gain prestige?

Simple as pie!  Take say 1 million out of your multi millions and invest it in a stock that gives a good return – such as a utility, something that will always be needed and used by the public making the company stable longterm,

then take the interest from that 1 million and give it away in prize competitions !

The multi- millionaire retains his principal, his/her personal money invested, and inventors across the globe get a chance for moolah and the notariety of helping the world to become be a better place!

So this is a call out to all you billionaires!! Have some fun and plant some prizes out there and see how they grow into wonderful inventions that will put smiles on the faces of people across the globe.

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Filed under micro lending

FORECLOSURE Aid, The Answer To Reversing The US Economic Downturn (and maybe the world’s downturn as well)

” A Pale Green Mermaid Blog “

 

The problem across the US is lack of revenue. 

Foreclosures are still happening at a unprecented rate. ( families are thrown out, houses sit and decay( I am judging this by my own neighborhood and what I have read), who benefits? short-term,the large investment banks through foreclosure fees)

Foreclosures are at the heart of this financial crisis because HOMES were used by the large investment banks as the key component of the so-called toxic derivatives  (risky) ponzi-like investments that they sold nationwide to investors.

What we are seeing now is the attempted cleanup of those investments  by banks by foreclosing and collecting the foreclosure fees RATHER than readjusting  the sub- prime loans (mortgages)

Why are the banks who offered these credit card loans  ( high interest loans, loaded with fees) not readjusting the loans as President Obama hoped, by lending them money from the government with low-interest rates ?, ( his mistake was not to make the loan of the money dependent on the use of the money i.e. only to readjust mortgages)

because they can make  more money collecting foreclosure fees. ( as one bank official said)

 

SOLUTION!

This is not my idea I heard it on NPR (National Public Radio) long before the general public knew of the crisis but experts saw the impending problem and were offering solutions.

It was an official from the Reagan administration and the Carter administration.  They said- offer a 4% mortgage readjustment across the board, to anyone that has a mortgage, those caught up in the crisis and those who were not.

VIOLA it is the answer, fair play- a democratic solution! banks were helped ( bailout)

now citizens should be helped and the resulting revenue will easily turn the economy around,

why?

because communities would stabilize, citizens would stay in homes and the flow of money from those homes  would be going into every nook and cranny of this great land.

The only party that would take a small hit are the banks that created the crisis, –long-term the banks will prosper as would the communities themselves.

HOW?

All citizens who have been foreclosed upon or are in the process of being foreclosed  or are in the pipeline of subprime loans to be foreclosed upon, need to organize into a lobby

yes, a lobby which is a group that forms to discuss a single issue with congress, and lobby to have all citizens be offered a 4% mortgage rate.

Think of all the jobs that will be created,  paid for by the banks ! One expert early on said there are not millions of these bundled mortgage loans not billions but trillions.

So it can be done, all we need is one person to start this process ?

PEACE and any volunteers?

_______________________

A great advocate below from www.wikipedia.org see for more info –

ACA (Neighborhood Assistance Corporation of America) is a Boston, Massachusetts (US) based, national, HUD-certified, non-profit, community advocacy organization. NACA’s primary goal is to build healthy neighborhoods nationwide through affordable home ownership. The organization was founded by Bruce Marks, a former Federal Reserve Bank of New York official, in 1988. The non-profit’s two major programs are its Purchase Program, labeled “America’s Best Mortgage”, and its Home Save Program, highlighted by NACA’s wildly popular “Save The Dream” events.

Save the Dream and American Dream Tours

To reach and help a maximum number of suffering homeowners, the telephone and internet based Home Save Program developed its “Save The Dream Tour” concept, taking the Home Save program on the road, effectively setting up mobile servicing centers on its tour stops. The first “Save The Dream Tour” event was held July 19–23, 2008 in Washington, DC at the Capitol Hilton Hotel. More than 20,000 homeowners attended. Each event averages five days and routinely sees 30,000 homeowners seeking mortgage help.[9]

Representatives of the major servicers who have signed agreements with NACA are also on hand at Save The Dream events, providing same-day solutions for many homeowners on-site. Major breakthroughs with government backed investors such as Fannie Mae and Freddie Mac have been realized, with their representatives in attendance at Tour events also.

By the end of 2011, NACA had produced 55 “Save The Dream Tour” events, having visited especially hard-hit areas such as Chicago, Washington DC, Atlanta, South Florida and Los Angeles more than once. NACA’s eleven-day “Save The Dream Tour” event in Los Angeles, California January 20–30, 2011 was the largest foreclosure prevention and mortgage modification event in U.S. history.[10] Los Angeles Mayor Antonio Villaraigosa addressed homeowners, volunteers and NACA staff at the event, expressing his astonishment and appreciation for the work NACA is doing and emphatically inviting NACA back for a fourth L.A. Save The Dream Tour event.

Los Angeles Mayor Antonio Villaraigosa speaking to homeowners at NACA Save The Dream Event

The event even drew the attention of the Hollywood motion picture community, with an admiring film crew creating a brief documentary of the event, talking with both homeowners and NACA staff members, including CEO Bruce Marks, about their Save The Dream Event experiences.

Save The Dream Los Angeles documentary

NACA began 2012 with its first ever “American Dream Convention” January 10–15 in Atlanta, GA. Every NACA staff member from all 40 offices across the country was in attendance for three days of training, plus a massive combined “Save the Dream” and “Home Purchase” event, with live, face-to-face counseling taking place all six days.[11] The combined event provided to be so successful that the organization renamed their tours “American Dream” events and now bring both the Home Save and Purchase programs to each event. Reportedly, NACA plans to conduct a record 42 “American Dream” events in 2012.

Bruce Marks, NACA Founder and CEO speaking to homeowners at a NACA Save The Dream event.

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www.congress.org

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Go Ahead, Make Me

I agree with you, I want to do it, now make me do it.

Franklin D. Roosevelt
Comment to a group of reformers. His point: Until they lead the way, they shouldn’t expect leaders to follow.

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Filed under Foreclosures

Word Cloaks – Poem

” A Pale Green Mermaid Blog “

A vagrant was found

he died

in a burned out

foreclosed house

no one knew why-

it was cold that night

in his forties

a vagrant died

in a burned out

foreclosed house

a vagrant was found

trying to keep warm

he died.

Once a man with money and friends

now he is a vagrant

a vagrant

a vagrant

a human bring—minus…money and friends,

a vagrant.

he was once a man—

now he is a vagrant

found dead

in a burned out

foreclosed house.

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Filed under Economy, Foreclosures

Solar Homes In San Diego, CA Lead The Way

” A Pale Green Mermaid Blog “

  

Solar-izing your home is the next green trend – it helps to save the resources of the earth and will create millions of new PERMANENT green JOBS!  See article below,

 

FROM www.getsolar.com

Annual Tour to Showcase San Diego Solar Homes

Posted by GetSolar Staff in Saturday, October 2nd 2010   under: Solar Homes, Solar Industry News    Tags: , ,    

The 15th Annual National Solar Tour, the world’s “largest grassroots solar event,” is set to kickoff today across the country as solar-powered homes and businesses will open their doors to the public. Sponsored by the American Solar Energy Society (ASES), the tours showcase how photovoltaic (PV) panels and solar hot water systems can help cut electricity bills and reduce reliance on carbon-based sources of energy.

One of the nation’s largest solar tours will take place in San Diego, California — one of the nation’s leading cities in solar power deployment. Over 5,000 homes, businesses and schools will be showcased, as the California Center for Sustainable Energy (CCSE) and the San Diego Renewable Energy Society (SDRES) have joined forces to bring attention to the solar revolution happening in this southern California municipality.

If you live in the San Diego area, don’t miss out! Tours last from 11 a.m. to 3 p.m. today. Those interested will be able to gain valuable information about how to install a solar energy system and the amount of savings one can expect once the system is in place. Nationally, 5,500 solar-powered buildings will be showcased with the intention of turning more people on to the possibility to installing a system. It has been estimated that, within the next 5 to 6 years, 11 million homes across the United States will be solar-powered.

FROM www.getsolar.com

________________________________________________________

  Go Solar, Go Solar—

 

Image Courtesy Of Google

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Filed under Saving Planet

Synopsis Of Solar Power For Your Home – Part One

” A Pale Green Mermaid Blog “

  

Synopsis PART ONE –

 

Why solar power?

Solar power will save you money on utility bills and raise the value of your home also it will stabilize future bills because you will be getting your energy from a local source the sun.

 

Currently solar power is only 0.18 percent of the electrical energy market. 

Currently only 1 percent of the total energy market is from renewables such as solar.

 

Because of government subsidies and incentives the use of renewables is increasing faster than other forms of energy.

 

Solar has no carbon footprint, meaning you are not contributing to the pollution of the planet and the warming of the climate.

 

From “Solar Power Your Home For Dummies” By Rik DeGunther

 

 

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Poem – ” Foreclosure “

” A Pale Green Mermaid Blog “

 

FORECLOSURE

 

Foreclosure, foreclosure,

one in 45 across the nation,

Foreclosure, foreclosure,

the Big banks thrive and hoard their cash,

a secret little stash,

it was meant to lend,

but they refuse to bend,

so when those big bad banks retire,

they can aspire,

to a life of less than dire – floating down a river in a inflated golden tire…

Foreclosure, foreclosure,

one in 45 across the nation.

 

 

US Foreclosure Rate 2010

January 14, 2010 by Josh Groesbeck  
Filed under
Buyers

 

During 2009, almost 3 million homeowners receive a minimum of one foreclosure filing.  This is a new record.

It is reported by Realty Trac, that 1 in every 45 which is 2.8 million households were in default in 2009.  What does 2010 hold for the foreclosure market.

I think that the US foreclosure rate in 2010 is going to move up.  Let me tell you why.

us-foreclosure-rate-2010Look at the chart to the left.  You can see that all of the foreclosure trends are still moving up.

I have talked to a lot of homeowners that may not be behind in their payments, but they have lost a ton of equity and now are upside down and there are more and more people that are just walking away from homes that have lost money.

From Boise Idaho area website www.homeswithjosh.com

also check www.realtytrac.com  for current info on Foreclosure rates in the US.

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Filed under Economy, Poetry

Jesus And The One Drop Theory

“A Pale Green Mermaid Blog”

 

Now the Jesus I am talking about is the walkabout, everyday Jesus, the gadfly who strolled into temples and if he did not like what he saw caused a ruckus and tough luck to the powers that be.

He was a,

Rabble-rouser,

Outcast- from his  peers in society ( except for his twelve homey’s and a few gal-pals  named Mary )

Reject of society, basically that lived on the fringes of his community, referred to as having a screw loose by his family and acquaintances.

Watched by the local authorities being  considered a troublemaker and non- income producing individual.

Yet, he contributed to society in his lifetime one of the most important treasties on how one could live their life and think about their own personal existence.

He died in the way most common criminals were put to death during his time . 

 

He was one drop. 

During his lifetime he questioned  the point of his life and existence – but his passion, his message of (compassionate ) love being the most powerful force in the world  resonated after his death and spread across the philosophical and religious  landscapes of this planet.

Do not ever forget as you move through life working on the projects that interest you, that if there is a struggle, if  you are ridiculed or dismissed,  there is a reward in working for the greater good and you may never know in this life time just what your one drop means to the world at large.

 

So search for that one thing that  no one else sees, no one else is attending to, and make your mark in this world… all it takes is one drop,

it might be  part of a wave of change.

 

PEACE BE WITH YOU

As Jesus said – “You walk in mists of darkness, which is the heritage of this realm, but inside, you have a light which burns. This will light your way.”

 

Subjects for further reading and research  Gospel of Philip, Gospel of Mary, Gnostic movement 1 century AD,  Jesus in his own words, Gospel of Thomas,

www.gnostic-jesus.com

The Sun Sun symbol.svg
The Sun seen through X-ray

Image from Wikipedia

 

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