” A Pale Green Mermaid Blog “
Blizzards of gizzards
for pieces of leases
on foreclosed homes
a lost tome
after the merciless grind
into the ground
of a once home sweet home
these houses dot my neighborhood
one was crushed into the mud, by the powers that be
every morning I would see on my walk
a kindly old man
sitting looking out from his porch
as the sun came up
now he is gone
and so is his
home sweet home.
True story /observation. BHC
Foreclosure Crisis Rears its Ugly Head Again: Foreclosure Defense Firm Reports Increase in Foreclosure Filings in First Quarter, as Banks Return to Aggressive Tactics
New York, NY (PRWEB) April 01, 2012
Like a monster in a horror movie that rises from the dead, the foreclosure crisis has returned to inflict even greater financial and emotional anguish upon American homeowners in virtually every state. According to foreclosure defense website StopForeclosureForms.com, there was a substantial increase in new foreclosure filings during the first quarter of 2012. The recent settlement of the rob-signing settlement, in which the banks got off remarkably easy for mishandling tens of thousands of mortgages, suggest that the trend of increased foreclosure filings will continue.
The increase in foreclosure filings is particularly severe in certain states. January foreclosure activity increased by more than 30 percent in several states, including Indiana, New Hampshire and New Jersey. Nationwide, the average increase was approximately 3%. Surprisingly, Ohio, which was one of the states most devastated by the foreclosure crisis, actually reported a decrease.
According to foreclosure defense expert Marc Rapaport, “it is abundantly clear that 2012 is going to be a year in which the banks return to aggressive foreclosure tactics. The robo-signing scandal involve egregiously unlawful and dishonest behavior. Nonetheless, the banks escaped with little more than a slap on the wrist. The result of that settlement is already emerging: more foreclosures.”
Rapaport’s website, StopForeclosureForms.com, is reporting that a record number of Americans are downloading foreclosure defense forms. According to Rapaport, the site is experiencing “a dramatic increase in the number of people downloading nearly every type of legal form to stop foreclosure, including answers to foreclosure complaints and motions to stop foreclosure sales.” According to Rapaport, residents of many hard hit states are now keenly aware that by downloading foreclosure defense forms, they can significantly delay, and sometimes stop, the process of foreclosure. Rapaport states that “people now know that they can download forms to stop foreclosure, and file their papers with their local court, without hiring expensive lawyers. The cat is out of the bag on foreclosure defense: it can be done, even without a lawyer.”
The ability of homeowners to fight back may be one of the few bright lights on the horizon as the foreclosure crisis revs up.
Read the full story at http://www.prweb.com/releases/2012/4/prweb9356720.htm
According to the United States Conference of Mayors, the main cause ( of homeless persons ) is the lack of affordable housing.
Why are we ( as citizens) allowing this rate of foreclosures to continue?
Contact your representatives with your feelings on this issue!
Protesters call on Philadelphia sheriff to stop sale of foreclosed properties
March 6, 2012
By Tom MacDonald
Housing activists staged a protest Tuesday during the Philadelphia sheriff’s sale of foreclosed properties, calling for a halt of such sales in the city.
About two dozen protesters came to the sheriff’s sale, saying banks should not be so quick to foreclose on homeowners during these tough economic times.
Anne Gemmell of the group Fight for Philly admits the protest is merely symbolic.
“What choice do we have, when we have a governor in the State House that passes a budget literally attacking thousands of families, attacking their schools, attacking their medical care, attacking their housing?” she said.
Cheri Honkala of the Poor People’s Economic Campaign says those facing foreclosure should not give up.
“We encourage other families that don’t have a place to live to reach out to us and we will put you into a house that’s just sitting there vacant,” she said.
Undersheriff Joe Vignola says the office is following court orders on foreclosure sales.
“Unless the court orders us otherwise, we are compelled to go forward with this month’s sheriff sale,” Vignola said.
The protesters say they will continue to occupy the foreclosed homes until they are evicted.